Loan No: 000-26959-0 APN: 7850000981 TS No: LO-53498-WA NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: Kevin D. Rader Current Bene: Bruce Gale, Trustee of The Chapter Two Living Trust 07/09/2010 Current Trustee: Law Offices of Jason C. Tatman Reference number of the deed of trust: 202311130493 Parcel number: 7850000981 NOTICE IS HEREBY GIVEN that the undersigned Trustee will on 11/21/2025, at 10:00 AM at the Second Floor Entry Plaza Outside Pierce County Courthouse, 930 Tacoma Ave South, Tacoma, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Pierce, State of Washington, to-wit: THE NORTH 150 FEET OF LOT 11, T.J. SPOONER'$ FIVE ACRE LOTS IN SECTION 28, TOWNSHIP 20 NORTH, RANGE 3 EAST, W.M. ACCORDING TO PLAT RECORDED IN BOOK 1 OF PLATS AT PAGE 65, LYING BETWEEN THE WEST LINE OF "C" STREET AND THE EAST LINE OF "D" STREET. SITUATE IN THE COUNTY OF PIERCE, STATE OF WASHINGTON. Commonly known as: 7626 S C Street Tacoma, WA 98408 APN: 7850000981 which is subject to that certain Deed of Trust dated 11/2/2023, recorded 11/13/2023, under Auditor's File No. 202311130493, in Book XX, Page XX records of Pierce County, Washington, from Kevin D. Rader, a Single Man, as Grantor(s), to Westar Loan Servicing Corporation, as Trustee, to secure an obligation in favor of Bruce Gale, Trustee of The Chapter Two Living Trust 07/09/2010, as Beneficiary: II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION FROM 3/1/2025 THRU 7/8/2025 NO.PMT 5 AMOUNT $2,254.72 TOTAL $11,273.60 LATE CHARGE INFORMATION FROM 3/1/2025 THRU 7/8/2025 TOTAL $1,345.62 PROMISSORY NOTE INFORMATION Note Dated: 11/2/2023 Note Amount: $206,000.00 Interest Paid To: 2/1/2025 Next Due Date: 3/1/2025 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $205,584.91, together with interest as provided in the Note from 3/1/2025, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/21/2025. The defaults referred to in Paragraph Ill must be cured by 11/10/2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/10/2025 (11 days before the sale) the default as set forth in Paragraph Ill is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/10/2025 ( 11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME Kevin D. Rader, a Single Man ADDRESS 7626 S C Street Tacoma, WA 98408 Kevin D. Rader 7630 Pacific Ave., Unit 30 Tacoma, WA 98408 by both first class and certified mail on 6/4/2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If you are a servicemember or a dependent of a servicemember, you may be entitled to certain protections under the federal Servicemembers Civil Relief Act and any comparable state laws regarding the risk of foreclosure. If you believe you may be entitled to these protections, please contact our office immediately. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 7/8/2025 For additional information or service you may contact: Law Offices of Jason C. Tatman, PC 506 Second Avenue, Suite 1400 Seattle, WA 98104 Phone (844) 252-6972 By: Rhonda Rorie AVP (TS# LO-53498-WA SDI-34494) IPL0272880 Oct 24,Nov 14 2025