NOTICE OF SUBSTITUTE TRUSTEE'S SALE STATE OF MISSISSIPPI COUNTY OF 1ST DISTRICT HARRISON WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 22, 2014, executed by JERRY D CREEL and DIANNA CREEL conveying certain real property therein described to SCOTT R. HENDRIX, as Trustee, for MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR GULF COAST COMMUNITY FEDERAL CREDIT UNION, Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the Office of the Chancery Clerk of 1st District Harrison County, Mississippi filed and recorded August 26, 2014, at Instrument Number 2014-6949-T-J1; and WHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to ORIGIN BANK; and WHEREAS, Rubin Lublin, LLC has been appointed as Substitute Trustee; and NOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on October 7, 2025 within the lawful hours of sale between 11:00AM and 4:00PM at the East Front Door of the Harrison County Courthouse (1st Judicial District), 1801 23rd Avenue, Gulfport, MS 39501 proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in 1st District Harrison County, Mississippi, to wit: LOT SEVEN (7), NARON PLACE ESTATE SUBDIVISION, A SUBDIVISION ACCORDING TO THE OFFICIAL MAP OR PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE CHANCERY CLERK OF HARRISON COUNTY, FIRST JUDICIAL DISTRICT, MISSISSIPPI. LESS AND EXCEPT: BEGIN AT A POINT BEING THE DEFENDANTS NORTHWESTERN PROPERTY CORNER AND ALSO THE NORTHWEST CORNER OF LOT 7, NARON PLACE ESTATES SUBDIVISION THAT IS LOCATED ON THE CENTERLINE OF SURVEY FOR THE RELOCATION OF ALLEN ROAD AT STATION 10+097.514 AS SHOWN ON THE RIGHT-OF-WAY APPRAISAL MAP OF STATE PROJECT NO. 94-9371-00-002.10; FROM SAID POINT OF BEGINNING RUN THENCE NORTH 89 DEGREES 21 MINUTES 19 SECONDS EAST ALONG THE NORTHERN LINE OF DEFENDANTS PROPERTY A DISTANCE OF 52.486 METERS (172.20 FEET); THENCE LEAVING SAID PROPERTY LINE, RUN THENCE SOUTH 00 DEGREES 38 MINUTES 41 SECONDS EAST A DISTANCE OF 9.144 METERS (30.00 FEET) TO A POINT 9.144 METERS (30.00 FEET) SOUTHERLY OF AND PERPENDICULAR TO THE CENTERLINE OF SURVEY FOR SAID PROJECT AT STATION 10+150; THENCE RUN SOUTH 76 DEGREES 10 MINUTES 19 SECONDS WEST A DISTANCE OF 25.677 METERS ((84.24) FEET TO A LINE BEING PARALLEL WITH AND 15 METERS (49.21 FEET) SOUTHERLY OF AND PERPENDICULAR TO THE CENTERLINE OF SURVEY FOR SAID PROJECT AT STATION 10+125; THENCE RUN SOUTH 89 DEGREES 21 MINUTES 19 SECONDS WEST ALONG SAID PARALLEL LINE A DISTANCE OF 27.581 METERS (90.49 FEET) TO THE WESTERN LINE OF DEFENDANTS PROPERTY; THENCE RUN NORTH 00 DEGREES 16 MINUTES 52 SECONDS WEST ALONG SAID WESTERN PROPERTY LINE A DISTANCE OF 15.000 METERS (49.21 FEET) TO THE POINT OF BEGINNING AND BEING SITUATED IN A PART OF LOT 7, NARON PLACE ESTATES SUBDIVISION, AS PER PLAT AS RECORDED IN THE CHANCERY CLERK'S OFFICE, FIRST JUDICIAL DISTRICT OF HARRISON COUNTY, MISSISSIPPI, AND IN THE SOUTHWEST ¼ OF THE SOUTHWEST ¼ OF SECTION 18, TOWNSHIP 6 SOUTH, RANGE 10 WEST. PROPERTY ADDRESS: The street address of the property is believed to be 11563 ALLEN ROAD, BILOXI, MS 39532. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 rlselaw.com/property-listing Tel: (877) 813-0992 Fax: (470) 508-9401 IPL0269839 Sep 10,17,24,Oct 1 2025