NOTICE OF BRANCH OPENING Application of First-Citizens Bank & Trust Company, Raleigh, Wake County, North Carolina, for authority to establish a branch at 4150 Concours Street, Ontario, San Bernadino County, CA, 91764, to be known as the Ontario branch has been filed with the Federal Deposit Insurance Corporation to be processed in accordance with FDIC Rules and Regs, Section 303.7. Any person wishing to comment on this application may file his or her comments in writing with the regional director of the Federal Deposit Insurance Corporation at its regional office located at Millennium in Midtown, 10 Tenth Street NE, Suite 900, Atlanta, GA 30309-3906, not later than October 15, 2025. The nonconfidential portions of the application are on file at the appropriate FDIC office and are available for public inspection during regular business hours. Photocopies of the nonconfidential portion of the application file will be made available upon request. IPL0267996 Sep 30 2025