Skyla Federal Credit Union v Phillip Sta-Ron Merchant STATE OF SOUTH CAROLINA COUNTY OF YORK IN THE COURT OF COMMON PLEAS C/A #2025-CP-46-01232 Skyla Federal Credit Union, Plaintiff, v. Phillip Sta-Ron Merchant, Defendant. SUMMONS AND NOTICE OF FILING COMPLAINT TO THE DEFENDANT ABOVE NAMED: YOU ARE HEREBY SUMMONED and required to appear and defend by answering the Complaint in this action, of which a copy is herewith served upon you, and to serve a copy of your Answer on the subscribers at their office, 171 Church Street, Suite 120C, Charleston, SC 29401, within thirty (30) days after the service hereof, exclusive of the day of such service, except that the United States of America, if named, shall have sixty (60) days to answer after the service hereof, exclusive of the day of such service; and if you fail to do so, judgment by default will be rendered against you for the relief demanded in the Complaint. YOU WILL ALSO TAKE NOTICE that Plaintiff will move for an order of reference or that the Court may issue a general order of reference of this action to a master in equity/special referee, pursuant to Rule 53 of the South Carolina Rules of Civil Procedure, and that pursuant to S.C. Code Ann. §14-11-110, as amended, Plaintiff's attorney will submit written testimony on behalf of the Plaintiff at said reference hearing. NOTICE IS HEREBY GIVEN that the original Complaint in the above-entitled action was filed in the office of the Clerk of Court for York County on March 25, 2025. Lucas S. Fautua (SC Bar No. 104371) Smith Debnam Narron Drake Saintsing & Myers, LLP 171 Church Street, Suite 120C Charleston, South Carolina 29401 Phone: 843-714-2533 Email: lfautua@smithdebnamlaw.com ATTORNEYS FOR PLAINTIFF Charleston, South Carolina August 20, 2025 Smith Debnam Narron Drake Saintsing & Myers, LLP., is a debt collector attempting to collect a debt, any information we obtain will be used for that purpose. It is our understanding that you are not currently in bankruptcy. If you are in bankruptcy, please disregard this summons in its entirety and have your attorney contact our office as soon as possible. IPL0267570 Sep 3,10,17 2025