SUBSTITUTED TRUSTEE'S NOTICE OF SALE WHEREAS, on April 26, 2004, Dominick Scibilia Jr. and Kay Etta Scibilia executed a Deed of Trust to J. Patrick Caldwell, Trustee for the benefit of BancorpSouth Bank, now Cadence Bank, which is recorded as Instrument No. 2004 7896T-J1 in the office of the Chancery Clerk of the First Judicial District of Harrison County, Mississippi; and WHEREAS, Underwood Law Firm PLLC has been substituted as Trustee under the Deed of Trust; and WHEREAS, default has been made in the terms and conditions of the Deed of Trust and the entire debt secured thereby has been declared due and payable in accordance with the terms of the Deed of Trust, and the legal holder of the indebtedness secured thereby, Cadence Bank, has requested the undersigned Substituted Trustee to execute the trust and sell the property in accordance with the terms of the Deed of Trust for the purpose of raising the sums due thereunder together with attorney's fees, Substituted Trustee's fees, and expenses of sale. NOW, THEREFORE, Underwood Law Firm PLLC, as Substituted Trustee under the Deed of Trust, will on October 1, 2025, offer for sale at public outcry to the highest bidder for cash within legal hours (between 11:00 a.m. and 4:00 p.m.) at the east front door of the Harrison County Courthouse (First Judicial District) in Gulfport, Mississippi, the following described property together with all improvements thereon situated in the First Judicial District Harrison County, Mississippi, being the same property described in the Deed of Trust: Lot 5, Regency Oaks Subdivision, Third Addition, a subdivision in and of the City of Gulfport, Mississippi, according to the map or plat thereof on file and of record in Plat Book 40, Page 21, in the office of the Chancery Clerk of Harrison County, Mississippi, First Judicial District. UNDERWOOD LAW FIRM PLLC will convey only such title as is vested in it as Substituted Trustee. WITNESS OUR SIGNATURE, this the 6th day of August, 2025. /s/ Andrew R. Wilson Andrew R. Wilson (Miss. Bar #102862) Underwood Law Firm PLLC P.O. Box 1874 Madison, MS 39130 Phone: (601) 981-7773 File No. 25020038 PUBLISH: The Sun Herald (09/03/2025, 09/10/2025, 09/17/2025, 09/24/2025) IPL0262448 Sep 3,10,17,24 2025