NOTICE OF APPLICATION FOR MERGER OF BANKS Commerce Bank, Kansas City, Missouri, intends to apply to the Federal Reserve Board for permission to merge with FineMark National Bank & Trust, Fort Myers, Florida, and establish branches at the locations of FineMark National Bank & Trust. The Federal Reserve considers a number of factors in deciding whether to approve the application, including the record of performance of applicant banks in helping to meet local credit needs. You are invited to submit comments in writing on an application filed with the Federal Reserve Bank of Kansas City electronically to KCApplicationComments@kc.frb.org or in hard copy to: Jeff Imgarten, Assistant Vice President, Federal Reserve Bank of Kansas City, One Memorial Drive, Kansas City, Missouri 64198. The comment period will not end before August 13, 2025. The Board's procedures for processing applications may be found at 12 C.F.R. Part 262. Procedures for processing protested applications may be found at 12 C.F.R. 262.25. The Federal Reserve will consider your comments and any request for a public meeting or formal hearing on the application if they are received in writing by the Reserve Bank on or before the last day of the comment period. IPL0262475 Aug 13 2025