NOTICE OF FORECLOSURE SALE NORTH CAROLINA 25SP001057-910 WAKE COUNTY Under and by virtue of a Power of Sale contained in that certain Deed of Trust executed by Vichitra Selvam and Gowri Sankar Ponnusamy, which was dated June 7, 2022 and recorded on June 7, 2022 in Book 19051 at Page 276, Wake County Registry, North Carolina. Default having been made of the Note thereby secured by the said Deed of Trust and the undersigned, NC R.E. Trustee, LLC, Substitute Trustee, having been substituted as Trustee in said Deed of trust, and the holder of the Note evidencing said default having directed that the Deed of Trust be foreclosed, the undersigned Substitute Trustee will offer for sale at the courthouse door of the county courthouse where the property is located, or the usual and customary location at the county courthouse for conducting the sale, July 21, 2025 at 11:00 AM, and will sell to the highest bidder the following described property situated in Wake County, North Carolina, to wit: Lying and being in the Town of Morrisville, Cedar Fork Township, Wake County, North Carolina and more particularly described as follows: All of Lot 43, Thornebury at Town Hall, Phases 1A and 1B, as shown on a map thereof recorded in Book of Maps 2021, Pages 638-644, Wake County Registry, to which map reference is hereby made for a more particular description. See also Book of Maps 2021, Pages 947-953, Wake County Registry Property Address: 416 Carolina St, Morrisville, NC 27560 PIN/PARCEL NO.: 0484681 Save and except any releases, deeds of release or prior conveyances of record. Said property is commonly known as 416 Carolina St., Morrisville, NC 27560 A Certified Funds Check deposit (No Personal Checks, No Cash) of five percent (5%) of the purchase price, or Seven Hundred Fifty Dollars ($750.00), whichever is greater, will be required at the time of the sale. Following the expiration of the statutory upset bid period, all the remaining amounts are immediately due and owing. THIRD PARTY PURCHASERS MUST PAY THE EXCISE TAX AND THE RECORDING COSTS FOR THEIR DEED. Said property to be offered pursuant to this Notice of Sale is being offered for sale, transfer and conveyance "AS IS, WHERE IS." There are no representations of warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at, or relating to the property being offered for sale. This sale is made subject to all prior liens, unpaid taxes, any unpaid land transfer taxes, special assessments, easements, rights of way, deeds of release, and any other prior encumbrances or exceptions of record. To the best of the knowledge and belief of the undersigned, the current owners of the property are Gowri Sankar Ponnusamy and Vichitra Selvam, co-Trustees of The Ponnusamy Living Trust dated January 24, 2023, 416 Carolina Street, Morrisville, NC. An Order for Possession of the property may be issued pursuant to N.C.G.S. §45-21.29, in favor of the purchaser and against the party(ies) in possession of the property, by the Clerk of Superior Court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving the Notice of Sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least ten (10) days, but not more than ninety (90) days, after the sale date contained in the Notice of Sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination [N.C.G.S. §45-21.16A(B)(2)]. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. If the trustee is unable to convey title to this property for any reason, the sole remedy of the purchaser is the return of the deposit. Reasons of such inability to convey include, but are not limited to, the filing of a bankruptcy petition prior to the confirmation of the sale and reinstatement of the loan without the knowledge of the trustee or substitute trustee. If the validity of the sale is challenged by any party, the trustee or substitute trustee, in their sole discretion, if they believe the challenge to have merit, may request the court to declare the sale to be void and return the deposit. The purchaser will have no further remedy. NC R.E. Trustee, LLC, Substitute Trustee Benjamin A. Barco, Attorney Crawford & von Keller, PLLC 710 Military Cutoff Road, Suite 250 Wilmington, NC 28405 Phone: (910) 363-1637 Fax: (910) 363-1650 IPL0250822 Jul 7,14 2025