SUMMONS AND NOTICE OF FILING OF COMPLAINT (NON-JURY) FORECLOSURE C/A #: 2025-CP-07-02978 STATE OF SOUTH CAROLINA COUNTY OF BEAUFORT SOUTH CAROLINA STATE HOUSING FINANCE AND DEVELOPMENT AUTHORITY, PLAINTIFF, V. ANDREW RUSSELL; CYNTHIA DESTINY RUSSELL; UNITED STATES OF AMERICA, THROUGH THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT; AND AZALEA SQUARE HOMEOWNERS ASSOCIATION, INC., DEFENDANTS. TO THE DEFENDANTS ANDREW RUSSELL AND CYNTHIA DESTINY RUSSELL ABOVE NAMED: YOU ARE HEREBY SUMMONED and required to answer the Complaint in this action, a copy of which is herewith served upon you, and to serve a copy of your answer to the said Complaint upon the subscribers, at their office, 3200 Devine Street, Columbia, South Carolina 29205 or at Post Office Box 11682, Columbia, South Carolina 29211, within thirty (30) days after the service hereof, exclusive of the day of such service; and if you fail to answer the Complaint in the time aforesaid, judgment by default will be rendered against you for the relief demanded in the Complaint. NOTICE IS HEREBY GIVEN that the original Complaint in the above entitled action was filed in the Clerk of Court's Office for Beaufort County on December 10, 2025. By: s/Benjamin E. Grimsley Benjamin E. Grimsley, SC Bar No. 70335 Ryan J. Patane, SC Bar No. 103116 SMITH|ROBINSON P.O. Box 11682 Columbia, South Carolina 29211 (803) 233-4999 ben.grimsley@smithrobinsonlaw.com ryan.patane@smithrobinsonlaw.com Attorneys for Plaintiff IPL0335466 Apr 30,May 7,14 2026