SUBSTITUTE TRUSTEE'S NOTICE OF SALE WHEREAS, on the May 26, 2023, Shamiracle Lynette Loftin, executed a Deed of Trust to Edward Kershner, Trustee for the use and benefit of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for SWBC Mortgage Corp., its successors and assigns, which Deed of Trust is on file and of record in the office of the Chancery Clerk of Jackson County, Mississippi, in Deed of Trust June 2, 2023, in Book No. 3996, at Page 433 thereof; WHEREAS, said Deed of Trust was ultimately assigned to SWBC Mortgage Corporation by assignment on file and of record in the office of the Chancery Clerk of Jackson County, Mississippi, in September 22, 2025, in Book No. 4185, at Page 209 thereof; and WHEREAS, the legal holder of the said Deed of Trust and the note secured thereby, substituted Foundation Legal Group, LLP fka Wilson & Associates, PLLC, as Trustee therein, as authorized by the terms thereof, by instrument recorded in the office of the aforesaid Chancery Clerk in January 12, 2026, in Book No. 4212, at Page 509 thereof; and WHEREAS, default having been made in the performance of the conditions and stipulations as set forth by said Deed of Trust, and having been requested by the legal holder of the indebtedness secured and described by said Deed of Trust so to do, notice is hereby given that Foundation Legal Group, LLP fka Wilson & Associates, PLLC, Substitute Trustee, by virtue of the authority conferred upon me in said Deed of Trust, will offer for sale and will sell at public sale and outcry to the highest and best bidder for certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee, during the legal hours (between the hours of 11 o'clock a.m. and 4 o'clock p.m.) Jackson County Courthouse, 3104 Magnolia Street, Pascagoula, MS 39567, on February 20, 2026, the following described land and property being the same land and property described in said Deed of Trust, situated in Jackson County, State of Mississippi, to-wit: LOT 171, COLLEGE PARK WEST SUBDIVISION, A SUBDIVISION ACCORDING TO A MAP OR PLAT THEREOF WHICH IS ON FILE OF RECORD IN THE OFFICE OF THE CHANCERY CLERK OF JACKSON COUNTY, MS, IN BOOK 12. PAGE 37, REFERENCE TO WHICH IS HEREBY MADE IN AID OF AND AS A PART OF THIS DESCRIPTION. Title to the above described property is believed to be good, but I will convey only such title as is vested in the aforementioned Substitute Trustee. WITNESS MY SIGNATURE , this the 22nd day of January, 2026. Sincerely, /s/ Courtney McGahhey, FOUNDATION LEGAL GROUP, LLP FKA WILSON & ASSOCIATES, PLLC, Substitute Trustee PREPARED BY: Foundation Legal Group, LLP One East Center Suite310 Fayetteville, AR 72701 (479)521-5820 File # 364178 IPL0308127 Jan 28,Feb 4,11,18 2026