Public Notice APN: 041-010-007-000; 046-230-006-000; T.S. No. 2025-1883 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/24/2018. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder, payable at time of sale in lawful money of the United States, by cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state; will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, in an "as is" condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount ( at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: BHUPINDER KAUR SAHOTA, AN UNMARRIED WOMAN Duly Appointed Trustee: S.B.S. TRUST DEED NETWORK, A CALIFORNIA CORPORATION Recorded 10/31/2018 as Instrument No. 2018033769 in book XX, page XX of Official Records in the office of the Recorder of Merced County, California, Date of Sale:2/11/2026 at 12:30 PM Place of Sale: AT THE WEST ENTRANCE TO THE MERCED COUNTY COURTS BUILDING 627 W. 21ST STREET, MERCED, CALIFORNIA 95340 Amount of unpaid balance and other charges: $842,602.03 Property being sold "as is - Where is" Street Address or other common designation of real property: 3818 YOUNGSTOWN RD, TURLOCK, CA 95380 (APN: 041-010-007-000) AND VACANT LAND (APN: 046-230-006-000) A.P.N.: 041-010-007-000; 046-230-006-000; EXHIBIT "A" LEGAL DESCRIPTION TRACT TWO: PARCEL "A" (MERCED COUNTY) THE LAND DESCRIBED HEREIN IS SITUATED IN THE STATE OF CALIFORNIA, COUNTY OF MERCED, UNINCORPORATED AREA, DESCRIBED AS FOLLOWS: ALL THAT PORTION OF LOT 18 OF THE "YOUNGSTOWN COLONY," LYING IN MERCED COUNTY, ACCORDING TO THE MAP THEREOF, FILED ON JUNE 6, 1903, IN VOLUME 2 OF MAPS, PAGE 67, MERCED COUNTY RECORDS. EXCEPTING THEREFROM, THAT PORTION COMMENCING AT A POINT ON THE SOUTHERLY LINE OF SAID LOT 18 THAT IS 2,644.40 FEET NORTH AND 988.97 FEET EAST FROM THE CENTER OF SECTION 36, TOWNSHIP 5 SOUTH, RANGE 10 EAST, MOUNT DIABLO BASE AND MERIDIAN, SAID POINT ALSO HAVING COORDINATES YM350, 967.08 FEET AND XML,907, 916.55 FEET; THENCE (1) SOUTH 64° 00' 00" WEST, 196.18 FEET TO THE TRUE POINT OF BEGINNING; THENCE (2) ALONG A CURVE TO THE RIGHT, HAVING A RADIUS OF 520 FEET, THROUGH AN ANGLE OF 116° 51' 59", AN ARC DISTANCE OF 1,060.65 FEET; THENCE (3) NORTH 00° 51' 59" EAST, 100.00 FEET; THENCE (4) NORTH 89° 08' 01" WEST, 30.00 FEET TO ENGINEER'S STATION 31+17.51 OF THE STATE DEPARTMENT OF PUBLIC WORKS 1969 CONNECTION NO. 8 SURVEY CENTERLINE FOR STATE HIGHWAY, ROAD 10-MER, STA-99; THENCE (5) NORTH 89° 01" WEST, 30.00 FEET; THENCE (6) SOUTH 00° 51' 59" WEST, 100.00 FEET; THENCE (7) ALONG A TANGENT CURVE TO THE LEFT HAVING A RADIUS OF 580 FEET THROUGH AN ANGLE OF 51 ° 19' 11 ", AN ARC DISTANCE OF 519.50 FEET; THENCE (8) SOUTH 26° 28' 40" WEST, 39.78 FEET; THENCE (9) SOUTH 63° 31' 20" EAST, 250 FEET; THENCE (10) NORTH 26° 28' 40" EAST, 237.07 FEET; THENCE (11) FROM A TANGENT THAT BEARS SOUTH 75° 20' 47" EAST, ALONG A CURVE TO THE LEFT, HAVING A RADIUS OF 580 FEET, THROUGH AN ANGLE OF 40° 39' 13", AN ARC DISTANCE OF 411.53 FEET; THENCE (12) NORTH 26°00' 00" WEST, 60.00 FEET TO THE TRUE POINT OF BEGINNING. ALSO EXCEPTING THEREFROM, THAT PORTION THEREOF LYING SOUTHWESTERLY OF AFORE DESCRIBED COURSE NUMBERED (7). ALSO EXCEPTING THEREFROM THAT PORTION THEREOF LYING WITHIN YOUNGSTOWN ROAD (A COUNTY ROAD 40 FEET IN WIDTH). FURTHER EXCEPTING ANY PORTION THEREOF LYING WITH STANISLAUS COUNTY TRACT THREE: THE LAND DESCRIBED HEREIN IS SITUATED IN THE STATE OF CALIFORNIA, COUNTY OF MERCED, UNINCORPORATED AREA, DESCRIBED AS FOLLOWS: THAT PORTION OF LOT 248, DELHI STATE LAND SETTLEMENT, IN THE COUNTY OF MERCED, STATE OF CALIFORNIA, AS PER PLAT RECORDED IN BOOK 8 OF MAPS, PAGES 1 TO 6 INCLUSIVE, RECORDS OF SAID COUNTY: BEGINNING AT THE MOST NORTHERLY CORNER OF SAID LOT 248; THENCE SOUTH 47° 39' WEST, 1,670.00 FEET; THENCE SOUTH 42° 21' EAST, TO THE POINT OF INTERSECTION OF SAID BEARING WITH A LINE WHICH BEARS NORTH 51 ° 58' EAST, FROM A POINT ON THE SOUTH LINE OF SAID LOT 248, WHICH BEARS SOUTH 89° 38' EAST, 1,228.18 FEET FROM THE SOUTHWEST CORNER OF SAID LOT 248, THENCE NORTH 51 ° 58' EAST, ALONG THE NORTHWESTERLY LINE OF THE LAND CONVEYED TO ERNEST F. LARSON BY DEED DATED MARCH 13, 1945 AND RECORDED IN VOL. 803 OF OFFICIAL RECORDS, PAGE 176, AND OF THE TWO ACRE PARCEL OF LAND EXCEPTED FROM THE DESCRIPTION IN SAID DEED TO ERNEST F. LARSON, AND TO THE NORTHEASTERLY LINE OF SAID LOT 248; THENCE NORTHWESTERLY ALONG THE NORTHEASTERLY LINE OF SAID LOT 248 TO THE POINT OF BEGINNING. EXCEPTING THEREFROM, A PARCEL OF THE STATE HIGHWAY, CONVEYED TO THE STATE OF CALIFORNIA, BY DEED RECORDED FEBRUARY 11, 1931, IN VOL. 321 OF OFFICIAL RECORDS, AT PAGE 442. ALSO EXCEPTING THEREFROM, A PARCEL OF THE STATE HIGHWAY, CONVEYED TO THE STATE OF CALIFORNIA, BY DEED RECORDED FEBRUARY 20, 1951, IN BOOK 1012, PAGE 403, OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM, ALL THAT PORTION AS CONVEYED TO THE STATE OF CALIFORNIA BY DEED RECORDED FEBRUARY 4, 1993, IN VOL. 3077, PAGE 839, MERCED COUNTY RECORDS. ALSO EXCEPTING THEREFROM, THE PROPERTY RIGHTS RESERVED TO THE STATE OF CALIFORNIA AS PROVIDED BY THE MINERAL LAND LEASING ACT OF 1921, STATS, 1921, PAGE 104. THE ABOVE BEING ALSO SHOWN ON RECORD OF SURVEY FOR GUS ANGELAKIS RECORDED FEBRUARY 5, 1992 IN VOLUME 29 OF SURVEYS, PAGE 10, MERCED COUNTY RECORDS. THE BENEFICIARY MAY ELECT, IN ITS DISCRETION, TO EXERCISE ITS RIGHTS AND REMEDIES IN ANY MANNER PERMITTED UNDER SECTION 9604 OF THE CALIFORNIA COMMERCIAL CODE, OR ANY OTHER APPLICABLE SECTION, AS TO ALL OR SOME OF THE PERSONAL PROPERTY, FIXTURES AND OTHER GENERAL TANGIBLES AND INTANGIBLES MORE PARTICULARLY DESCRIBED IN THE DEED OF TRUST, GUARANTEES, UCC'S, SECURITY AGREEMENTS. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (855) 986-9342 or visit this Internet Web site www.superiordefault.com, using the file number assigned to this case 2025-1883. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 1/2/2026 WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. S.B.S. TRUST DEED NETWORK, A CALIFORNIA CORPORATION 31194 La Baya Drive, Suite 106 Westlake Village, California 91362 (818) 991-4600 By: Colleen Irby, Trustee Sale Officer (TS# 2025-1883; sdi 36258) IPL0305549 Jan 21,28,Feb 4 2026